Secure Your Dream Home with a Remarkably Low Interest Rate!

Exceptional Opportunity at 5519 Estero Loop, Port Orange, FL 32128:

As a seasoned mortgage broker, I am thrilled to present a unique home-buying opportunity at 5519 Estero Loop, Port Orange, FL 32128. This property is not only a dream home but also comes with the added benefit of seller credit, paving the way for an exceptionally low interest rate on your mortgage.

A Stunning Home in an Ideal Location

Experience the elegance and comfort of this 3-bedroom, 2-bathroom single-family home featuring the highly sought-after Canaveral floor plan. Built in 2018, this residence seamlessly blends modern conveniences with custom upgrades. The beautifully updated bathrooms showcase new tile, contemporary fixtures, an elegant glass shower in the master bath, and stylish mirrors. Custom wainscoting accent walls adorn both the living room and master bedroom, while the upgraded kitchen island with a butcher block countertop and modern lighting enhance the kitchen and dining areas, making them ideal for cooking and entertaining.

New hardwood floors create a warm and inviting ambiance throughout the living room, kitchen, and dining room. Additional features include upgraded shelving in the pantry and laundry room, and a custom-built walk-in closet with a built-in dresser, shelving, storage solutions, chandelier, and dedicated shoe racks. The paver and sealed driveway, front entrance, and back patio offer a durable and welcoming finish.

Step outside to a serene backyard with a built-in pergola, butterfly garden, and a 6ft privacy fence, perfect for relaxation and outdoor enjoyment. An exterior power outlet and manual transfer switch for a portable generator ensure you're always prepared. This home offers a perfect blend of luxury and functionality for modern living.

The Advantage of Seller Credit
One of the standout features of this property is the seller credit being offered. This credit will be utilized to significantly lower your mortgage interest rate, resulting in substantial savings over the life of your loan. Here’s how it works:

What is Seller Credit?
Seller credit, also known as seller concessions, is a financial contribution made by the seller towards the buyer's closing costs to buy down the interest rate on the mortgage. This means the seller is effectively helping to reduce your upfront expenses or ongoing monthly payments.

How Seller Credit Lowers Your Interest Rate
By applying the seller credit towards discount points, you can "buy down" your interest rate. For example, one discount point typically costs 1% of the loan amount and can reduce your interest rate by approximately 0.25%. With the seller credit, you can achieve a lower interest rate, which translates to lower monthly payments and substantial long-term savings.

The Financial Benefits

Lower Monthly Payments: A reduced interest rate means your monthly mortgage payments will be lower, making homeownership more affordable and manageable.
Increased Loan Affordability: With lower interest rates, you may qualify for a larger loan amount, allowing you to invest in a higher-value property or keep more of your savings.
Long-Term Savings: Over the life of a 30-year mortgage, even a small reduction in the interest rate can save you tens of thousands of dollars.

Why Act Now?
The real estate market in Port Orange and properties like 5519 Estero Loop are in high demand. This seller credit offer is a limited-time opportunity that can make a significant difference in your monthly payment. By acting now, you can secure this stunning home and benefit from an incredibly low interest rate.

How to Get Started
As your trusted mortgage broker, I am here to guide you through every step of the home-buying process. From pre-approval to closing, I will work diligently to ensure you receive the best possible mortgage terms tailored to your financial situation. Here's how you can get started:

Contact Me for Pre-Approval: Let’s assess your financial situation and determine your eligibility for this opportunity.
Explore Mortgage Options: I will help you explore various mortgage options and find the one that best suits your needs, leveraging the seller credit to secure a lower interest rate.
Schedule a Viewing: Visit 5519 Estero Loop to experience the beauty and comfort of this home firsthand.
Submit Your Offer: I will assist you in submitting a competitive offer that maximizes the benefits of the seller credit.

Conclusion
Don’t miss out on this opportunity with the added advantage of a remarkably low interest rate thanks to seller credit. Contact me today to take the first step towards making this dream home your reality and securing your financial future with a smart mortgage decision. Feel free to reach out to me at for any questions or to get started on your journey to homeownership.

Let's make your dream of owning a beautiful home at 5519 Estero Loop a reality!

Interest Rate Examples for 5519 Estero Loop

CLICK HERE FOR PRE-APPROVAL

+ Payments shown here are calculated on the basis of principal and interest and do not include taxes and home insurance, which will result in higher monthly payments. Mortgage insurance (MI) may be required depending on loan guidelines. If mortgage insurance (MI) is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment.

Additional loan programs may be available. Interest rates and annual percentage rates (APRs) are based on the date and time below, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons, minimum conforming loan amount, loan-to-value, credit score, refinance with cash out and other variables - call us for details. Offer limited to purchase or rate & term for single family residence only. For VA loans, the applicant is responsible for the VA funding fees.

APR reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, closing costs, discount points (also referred to as “points”) and loan-origination fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan).

Rates and program information are deemed reliable but not guaranteed. Advertised APR is based on a set of loan assumptions that include a borrower with excellent credit; your actual APR may differ depending on your credit history and loan characteristics. Accuracy is not guaranteed and products may not be available for your situation. Simplicity Mortgage is not affiliated with or acting on behalf of or at the direction of the Federal Housing Authority (FHA) or the Veterans Administration (VA) or any government agency or government sponsored enterprise.

Permanent Interest Rate Buy Down offer valid on 5519 Estero Loop, Port Orange, FL 32128 as of September 21, 2024 through September 22,2024. Available for conforming loan limits, owner-occupied only. For eligibility for the promotion, qualified buyers must be (1) pre-approved with Simplicity Mortgage by visiting www.FinanceFreddy.com to complete a loan application and (2) make a full-price qualifying offer. Seller reserves the right to modify the promotion’s terms and/or promotion period at any time prior to contract. Buyer is not required to finance through Simplicity Mortgage to purchase the home; however, buyer must finance through Simplicity Mortgage to receive the promotion interest rate. Interest rates and available loan products are subject to underwriting, loan qualification, and loan program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except if otherwise expressly set forth above. Other restrictions may apply. Not all Borrowers will qualify. This is NOT a commitment to lend. The annual percentage rate (“APR”) of 5.043% is calculated using seller credit and is based on a FHA 30 year fixed rate mortgage with a total purchase price of $405,000 and a loan amount of $397,664.44 (included MI premium), 3.5% down payment (96.5% LTV), and 700 median credit score. The annual percentage rate (“APR”) of 5.459% is calculated using seller credit and is based on a VA 30 year fixed rate mortgage with a total purchase price of $405,000 and a loan amount of $405,000, 0% down payment (100% LTV), and 700 median credit score. The annual percentage rate (“APR”) of 5.365% is calculated using seller credit and is based on a conventional 30 year fixed rate mortgage with a total purchase price of $405,000 and a loan amount of $303,750, 25% down payment (75% LTV), and 780 median credit score. The annual percentage rate (“APR”) of 4.848% is calculated using seller credit and is based on a conventional 15 year fixed rate mortgage with a total purchase price of $405,000 and a loan amount of $311,250, 25% down payment (75% LTV), and 780 median credit score. Payments shown here are calculated on the basis of principal and interest and do not include property taxes, home insurance and homeowners association, which will result in higher monthly payments. Mortgage insurance (MI) may be required depending on loan guidelines. If mortgage insurance (MI) is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Rates and program information are deemed reliable but not guaranteed. Advertised APR is based on a set of loan assumptions that include a borrower with excellent credit; your actual APR may differ depending on your credit history and loan characteristics. Accuracy is not guaranteed and products may not be available for your situation. Simplicity Mortgage is not affiliated with or acting on behalf of or at the direction of the Federal Housing Authority (FHA) or the Veterans Administration (VA) or any government agency or government sponsored enterprise. All interest rates are with a 30 day rate lock. Simplicity Mortgage NMLS# 1755062, Equal Housing Lender. Simplicity Mortgage and Robert Slack LLC are not affiliated and have no shared ownership.